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Terms
& Conditions |
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UKHIPMAN is
a means of ordering, viewing, storing,
downloading and printing information. It
does not provide, acquire or obtain
information in its own right but
displays information provided by third
parties. |
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UKHIPMAN
does not accept responsibility for the
accuracy of any information displayed or
requested through UKHIPMAN. |
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UKHIPMAN
reserves the right to remove or restrict
access to, data, reports or searches on
the UKHIPMAN site in the event of abuse
of the system such as none payment
within the agreed terms. these will be
by prior agreement between parties. |
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By listing
your property on UKHIPMAN you agree to
let your property details and Home
Information Pack contents be available
for viewing by anyone, public or
professional, through the 'hip search'
facility in UKHIPMAN. |
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If you are
listing a property on UKHIPMAN on behalf
of someone else, you must have that
person's permission to display it. If
the home owner or vendor has not given
permission for their details to be
displayed on UKHIPMAN, you must 'PIN
protect' the order. |
No
Sale No Fee Option |
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A No Sale No
Fee option is available. Additional
costs apply if the property sells within
nine months. The following Terms and
Conditions Apply: |
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The vendor
must not have had any mortgage arrears
for one month or more within the last 12
months. |
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The HIP
Provider/ Estate Agent must note any
recommendation to alter the sale price
of the property made by the Estate Agent
and Seller. |
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The Seller
must comply with any advice given by the
Estate Agent to reduce the price of the
property and may not reject two or more
offers within 90% of the asking price. |
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The HIP
Provider/Estate Agent must note the
rejection of any offer made on the
property. |
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The property
must be continually marketed during the
period of insurance. |
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The property
must be kept in a good state of repair. |
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The HIP
supplier must provide a formal
contractual guarantee in the agreed form
to the seller. |
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The property
is a single private residential house or
flat which is build complete at the
inception date. |
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The Home
Information Pack for which this cover is
required has been produced in accordance
with the relevant Home Information Pack
Regulations. |
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The Seller
is not aware of any matter which could
lead to a claim under the policy. |
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The Seller
agrees to abide by the terms and
conditions of the policy, including
those relating to regular review of the
Market Price of the property. |
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UKHIPMAN
shall not be liable to indemnify the
Guaranteed in respect of any claim in
the event that: |
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The Halifax
House Price Index drops by more than 5%
in any one month or by 17% over the
Period of Insurance. |
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The Property
is not actively marketed during the
entire Period of Insurance at a price
not exceeding the Agreed Market Price,
and the Agreed Market Price being kept
under regular review and reduced in
accordance with any advice from any
appointed estate agent and/or Home
Information Pack supplier. |
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The Seller
has rejected two or more offers during
the Period of Insurance that were within
90% of the Agreed Market Price. |
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The property
is not kept in a good state of repair
and the Seller does not take all
reasonable steps to avoid or limit any
loss, damage or injury. |
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UKHIPMAN
shall not be liable to indemnify the
Guaranteed in respect of any claim
arising directly or indirectly from: |
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The Seller
voluntarily taking the Property off the
market. |
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Any
knowledge possessed prior to the
Inception Date by the Seller or the
Seller’s legal representatives of any
matter, fact or circumstance which could
lead to the Seller to fail to proceed to
exchange of contracts or which could
lead to the Property being removed from
the market. |
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War,
invasion, Terrorism, revolution or
similar event. |
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Ionising
radiation or radioactive contamination
from any nuclear material or nuclear
waste arising from burning fuel or from
the radioactive, poisonous, explosive or
other dangerous properties of any
nuclear equipment or nuclear part of
that equipment. |
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Pressure
waves caused by aircraft or other flying
devices travelling at sonic or
supersonic speeds. |
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Pollution or
contamination of whatsoever nature. |
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Consequential loss of whatsoever nature
and loss of market value of the Property
following any repair or reinstatement
(whether as a result of an Insured peril
or not). |
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Gradually
operating causes and any cause not
specified under Insured Perils. |
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Any
pre-existing medical condition affecting
the Seller and/or the Seller’s family at
the Inception date. |
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Any loss or
damage sustained whilst the Property was
unoccupied for a continuous period of
more than 30 days during the Period of
Insurance. |
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Any loss
arising after the Insured has completed
the sale and ceases to have an interest
in the Property. |
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The Seller
must give written notice to the Insurer,
as soon as reasonably practicable, of
any circumstances likely to give rise to
a claim for which there may be liability
under this Policy and provide them with
such information and documentation as
they may reasonably require. |
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If the
vendor wishes to make a claim they will
be required to fill in the ‘Claim Form’
and give written evidence from all
Estate Agents involved in the sale that
they have complied with any advice given
by the Estate Agent to reduce the price
of the property and have not rejected
two or more offers within 90% of the
asking price. The vendor must therefore
inform their Estate Agent(s) upfront
that they will be required to supply
this information should a claim be made. |
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It is the
Home Information Pack Providers
responsibility to convey all of the
above information to any interested
parties. UKHIPMAN will not be
responsible for a claim being rejected
due to the vendor receiving inadequate
information from the Hip Provider with
regards to the No Sale No Fee Terms and
Conditions. |
Complaints
Procedure |
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In the event
of a complaint regarding information
displayed, delays in information being
displayed or any other complaint please
telephone 08700and ask for the
complaints department. If the complaint
cannot be addressed to the satisfaction
of the complainant then the complaint
will be passed to the appropriate
governing body of the provider of the
report or information to enter their
complaints procedure. In the event of
satisfaction still not being reached
then the complainant is at liberty to
initiate legal action which will be
governed by UK Law. |
Refund
and Cancellation Policy |
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Placing an
order through UKHIPMAN initiates the
purchasing of documents instantly from
third parties who will not give a
refund. If you wish to cancel an order,
for a genuine reason, we will attempt to
cancel any components which have not yet
been returned. We cannot guarantee
however that this will be possible. Any
refund UKHIPMAN
receive will
be passed onto our client. It is the
client’s responsibility to inform
UKHIPMAN
as soon as
they decide they wish to cancel an
order. |
Delivery
Policy |
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Placing an
order through UKHIPMAN initiates the
purchasing of documents instantly from
third parties who will not give a
refund. If you wish to cancel an order,
for a genuine reason, we will attempt to
cancel any components which have not yet
been returned. We cannot guarantee
however that this will be possible. Any
refund UKHIPMAN receive will be passed
onto our client. It is the client’s
responsibility to inform UKHIPMAN as
soon as they decide they wish to cancel
an order. |
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